A Guide to Buying Your First Car: From Setting a Budget to Getting the Keys
Planning on buying your first car? It’s a happy day!
Are you looking to avoid public transport and enjoy the freedom of driving to work whenever you want? Or just want the freedom of driving anywhere at your convenience?
If the last thing you need is extra stress as you try and find your first car then check out these stages to help you to get down to a short list of models you like.
Find a car that suits your lifestyle
Generate a list based on your current routine. Begin with your driveway. Do you even have room for a Crossover or are you searching for a tiny City Car to leave in your Garage?
Next, consider how often you actually drive. Do you only head to the shops every so often or do you need to purchase a vehicle that can do high mileages? Don’t forget about your passengers, or consider measuring how much space you need for luggage or buggies in your boot.
If you’re comparing used cars for your first purchase, focus on models that will get you to and from work comfortably every day, and that’s easy to drive. Also remember to budget for running costs.
Test visibility, drive position and controls. Even simple features that improve visibility and access can ease the stress of driving when you are starting out.
Check the vehicle and test drive it
Never pay for a physical view without having a checklist in your head. Get behind the wheel and walk around the vehicle inspecting panels for uneven gaps, check the tyres for tread depth and chipped glass and test the switches in the cabin.
Bring along a friend who is familiar with cars or hire a professional mechanic to inspect the motor if it doesn’t seem right.
Ask to see the service history, MOT records and relevant paperwork. Before driving, confirm that the seller gives you permission and your licence meets the requirements.
During the test drive, assess the seating position, visibility, steering, brakes and gear changes. Listen for unusual noises and take a suitable route that you agree with the seller. Remember that a short test drive and visual inspection can’t guarantee a fault-free vehicle.
Complete your checks before buying
Complete all office procedures prior to funding your loan to the seller. These consist of:
- Verifying the vehicle id number on the chassis with the details on the V5C logbook
- Examine defects that have appeared on the online MOT history.
- Performing an extra history check to identify any unpaid finance or historic crash write-offs
Know your deposit terms and get a written invoice. Also make sure you carefully review warranty terms if included in any quote.
Before leaving the car park, you should pay your vehicle tax online via the DVLA website and check you have the correct insurance policy. Take your time when closing the deal and read any documents you sign carefully.
